How It Works is a lender-finding service which helps consumers to connect with direct, responsible short term and online payday loan lenders. We can successfully match the users with at least one lender willing to provide the funds they need.

Secure Online Form Is Fast and Free

Feeling safe online is absolutely critical, that’s why we use a certain protected connection. Our service sets it as a top priority to secure the privacy of its clients. Our customers personal data is only accessible to the provider he is matched with. Filling out of the online form at only takes few minutes. We only ask for the information we need to find a money lender in our network. After you submit this form, it is forwarded to our responsible lenders who can provide you with up to $1,000 in short term loans and $3,000 in online payday loans in as fast as one business day.

Review No-Obligation Offers

In a matter of minutes after we have processed your information, you can be matched with one of our personal loan lenders and can get an offer that suits your requirements. Costumer is never under obligations to accept any offer. So if the offer you receive doesn’t suit you, you can simply reject it.

Getting Your Cash

After getting the offer that suits your financial needs, you will go through the details of your loan agreement. Then, your lender will ask you to provide your electronic signature in this agreement to close the contract. Once this step has been completed, your lender will deposit the loan amount into your account, usually on the following business day.

Repaying Your Loan

A short term loan is repaid in a single one-time payment. Some of our lenders can make loan repayment process incredibly simple. In most cases, all you will need to do to repay your loan is to ensure that the repayment amount (the amount of the loan plus any applicable fees and interest) is available for withdrawal on the scheduled date. This way, you do not have to mail any checks or money orders and you do not have to visit a retail location. This paperless process also helps to reduce the likelihood of late payments and may even save you money.

Online Payday Loan Qualifications

Please make sure you complete all the details accurately as these are needed in order for the right decisions to be made about your loan. To qualify for a loan you need to meet the following minimum criteria:

  • You must be 18 years of age or older;
  • You must legally live in the United States;
  • You must have a bank account that is currently not overdrawn;
  • You must have a valid email address and telephone number;
  • Have regular income of at least $1,000 per month
  • Must Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps, or Navy (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or less

Bad Credit Or No Credit Check Loans

Even though the lenders that partner with do perform credit checks if necessary, individuals with imperfect credit or no credit at all usually may qualify for loans anyway.

Getting the Benefits from Payday Loans

In order get the benefits associated with payday loans, it is important that you repay your loan on time. This will help you avoid potentially high late fees and build better business relationships with your lender. You should always ensure that you will have the funds available to repay your loan or make scheduled payments on time before you submit your information or e-sign any loan agreement. You should contact your lender immediately to discuss the available options if you will be unable to repay your loan or make a scheduled payment on time.

Our Help In How To Get A Payday Loan

We are always available to answer your questions about this website, our services and online payday loans in general. If you have issues with any particular loan deal with one of our lenders, please, contact that lender directly, because we are not authorized to have details regarding any loan agreement you’ve entered.